Need Beauty Insurance?

Whether you are training to become a beauty therapist, starting your own business or working as a mobile beauty professional, having the right insurance is an important part of protecting your career.

As a beauty student or newly qualified therapist, it is important to understand your insurance requirements before practising treatments. Depending on your course, qualifications and practical training arrangements, you may need specific cover while gaining experience and developing your skills.

Always check that your policy covers your training activities and the treatments you intend to perform.

Running your own beauty business comes with responsibilities. Suitable insurance can help protect you against certain claims arising from your professional activities, depending on the policy you choose.

Whether you work from a salon, rent a treatment room or operate from home, consider the cover you need, including professional treatment liability and public liability where appropriate.

If you travel to clients' homes to provide massage, facials, nail treatments or other beauty services, you should check that your insurance covers mobile working and treatments carried out at clients' premises.

You may also need to consider cover for your equipment and products while travelling or working away from your usual business location.

Every therapist and beauty business is different. Your insurance requirements will depend on your qualifications, the treatments you provide, where you work and whether you employ other people.

Before purchasing a policy, check the treatment list, qualification requirements, exclusions and policy limits to ensure the cover is appropriate for your circumstances.